CoastalWx Posted August 21 Share Posted August 21 13 minutes ago, RUNNAWAYICEBERG said: At the very least cut a check for the 18yrs of premium payments. Start there. I called over the CT news channel 3 and gave an interview for my friend lol. He was too pissed to talk to them. Awful damage. That pool rail and 4x4 pilings all bent was crazy to see. Link to comment Share on other sites More sharing options...
RUNNAWAYICEBERG Posted August 21 Share Posted August 21 12 minutes ago, CoastalWx said: Awful damage. That pool rail and 4x4 pilings all bent was crazy to see. Yea. I don’t know what they will do. They had a very nice pool. He’s leaning towards cleaning up and rebuilding what he can, then sell and move, if he can’t get a good amount of aid. Their property is not inside a flood zone either which makes all the more shocking. Link to comment Share on other sites More sharing options...
HoarfrostHubb Posted August 21 Share Posted August 21 5 minutes ago, RUNNAWAYICEBERG said: Yea. I don’t know what they will do. They had a very nice pool. He’s leaning towards cleaning up and rebuilding what he can, then sell and move, if he can’t get a good amount of aid. Their property is not inside a flood zone either which makes all the more shocking. Yeah. Homeowners rarely covers flooding like this. Same happened in Leominster last Sept. FEMA stepped up big time but it took a while. my sister is still assessing damage Link to comment Share on other sites More sharing options...
tunafish Posted August 21 Share Posted August 21 21 minutes ago, RUNNAWAYICEBERG said: Yea. I don’t know what they will do. They had a very nice pool. He’s leaning towards cleaning up and rebuilding what he can, then sell and move, if he can’t get a good amount of aid. Their property is not inside a flood zone either which makes all the more shocking. Do umbrella policies cover flood damage outside a flood zone? I always assumed that's what those were in place for. Link to comment Share on other sites More sharing options...
HoarfrostHubb Posted August 21 Share Posted August 21 Homeowners almost never covers flood damage. You need a separate flood insurance policy. 2 Link to comment Share on other sites More sharing options...
mreaves Posted August 21 Share Posted August 21 1 hour ago, RUNNAWAYICEBERG said: Just helped our friends down the street with clean up and the real effed up part is the home insurance company hasn’t sent an agent out out to assess and have basically told him over the phone their policy they’ve been paying 18yrs into does not cover floods. Contact FEMA and good luck. Flood insurance is never covered by regular homeowners policies. Of course many of the specific flood insurance policies are just as bad. My boss paid flood insurance for years, thought she would be covered only to be told that because the water only got to 30" on her first floor, that's all they would pay for. Even though all the electrical and insulation had to be replaced. It is bullshit. 2 Link to comment Share on other sites More sharing options...
Great Snow 1717 Posted August 21 Share Posted August 21 1 hour ago, RUNNAWAYICEBERG said: Just helped our friends down the street with clean up and the real effed up part is the home insurance company hasn’t sent an agent out out to assess and have basically told him over the phone their policy they’ve been paying 18yrs into does not cover floods. Contact FEMA and good luck. https://www.fox61.com/article/weather/what-to-know-flood-insurance/520-5d872e48-b702-4f0a-b913-324f1c17537e https://www.fox61.com/article/weather/severe-weather/connecticut-lamont-request-federal-declaration-emergency-recovery-deadly-floods-damage/520-3e0ba725-6ae2-4225-8b01-2e1f9a0c892 Before cleaning up any damage it is important to document the damage by taking video and photos. It is well known that homeowners insurance generally doesn't cover flood damage. Many agents will suggest adding flood insurance just in case of a natural disaster. Natural disaster insurance can also be purchased. I highly recommend that every homeowner meets with their insurance agent prior to renewing a policy. Many homeowners are underinsured but they do not know it. Always take the time to read the entire policy including the fine print. If you do not understand something then consult with a lawyer. 1 Link to comment Share on other sites More sharing options...
Great Snow 1717 Posted August 21 Share Posted August 21 25 minutes ago, tunafish said: Do umbrella policies cover flood damage outside a flood zone? I always assumed that's what those were in place for. Unless specifically stated in the policy it does not cover flood damage. Usually umbrella insurance covers injury or property damage that you cause to others. In general it is liability insurance. 1 1 Link to comment Share on other sites More sharing options...
HIPPYVALLEY Posted August 21 Share Posted August 21 39 minutes ago, HoarfrostHubb said: Homeowners almost never covers flood damage. You need a separate flood insurance policy. In some areas, I’m sure flood insurance will soon become impossible to get. 3 Link to comment Share on other sites More sharing options...
kdxken Posted August 21 Share Posted August 21 1 hour ago, Damage In Tolland said: Please cite and list them all here. Thanks! How about this for starters. Link to comment Share on other sites More sharing options...
Damage In Tolland Posted August 21 Share Posted August 21 Please use accurate data when stalking other areas temps 2 Link to comment Share on other sites More sharing options...
iceman1 Posted August 21 Share Posted August 21 feel sorry for the people in the flood areas myself i received 1 inch but the cool weather is sweet 1 Link to comment Share on other sites More sharing options...
kdxken Posted August 21 Share Posted August 21 7 hours ago, tamarack said: PWM averages high 60s, and Brunswick would be a bit above that - farther NE and its airport isn't right on tidewater. Like most of SNE, PWM's snow has been pitiful this decade, running in the 40s. If he's entering Bowdoin, check out the nearby Bowdoin Pines. Not true old growth but very impressive. Cloudy night kept temps above 50 instead of that SNE fake cold. Speaking of pines. I noticed this one today while working. 10 ft 8 inches in circumference. Would that be considered big in your neck of the woods? 2 1 Link to comment Share on other sites More sharing options...
mreaves Posted August 21 Share Posted August 21 1 hour ago, HIPPYVALLEY said: In some areas, I’m sure flood insurance will soon become impossible to get. That's why its run by the Feds. Private insurers didn't want to do it. 1 Link to comment Share on other sites More sharing options...
CoastalWx Posted August 21 Share Posted August 21 1 hour ago, kdxken said: Speaking of pines. I noticed this one today while working. 10 ft 8 inches in circumference. Would that be considered big in your neck of the woods? You need to give me a clear understanding about what you do and how you make a living. Do you have acres and acres of woods and just cut down wood to sell? Link to comment Share on other sites More sharing options...
CoastalWx Posted August 21 Share Posted August 21 Hi of 74 here. 1 Link to comment Share on other sites More sharing options...
TauntonBlizzard2013 Posted August 21 Share Posted August 21 20 hours ago, powderfreak said: Ohhh so that’s why this ULL came… it was your vacation. Makes sense now, you’ve had some tough ones over the years. 20 hours ago, CoastalWx said: Take a ride east. Lots to do around Winni. We went to Winni yesterday… it was okay, weather again was bad. Feels like October here Link to comment Share on other sites More sharing options...
kdxken Posted August 21 Share Posted August 21 9 minutes ago, CoastalWx said: You need to give me a clear understanding about what you do and how you make a living. Do you have acres and acres of woods and just cut down wood to sell? Exactly. 1 Link to comment Share on other sites More sharing options...
dendrite Posted August 21 Share Posted August 21 2 minutes ago, TauntonBlizzard2013 said: We went to Winni yesterday… it was okay, weather again was bad. Feels like October here It’ll feel like October for your next ski trip too. 1 3 Link to comment Share on other sites More sharing options...
kdxken Posted August 21 Share Posted August 21 10 minutes ago, CoastalWx said: You need to give me a clear understanding about what you do and how you make a living. Do you have acres and acres of woods and just cut down wood to sell? Had some help today. She just turned six . She likes using the winch. 3 Link to comment Share on other sites More sharing options...
dendrite Posted August 21 Share Posted August 21 1 hour ago, kdxken said: Speaking of pines. I noticed this one today while working. 10 ft 8 inches in circumference. Would that be considered big in your neck of the woods? I have this biggie out in the back woods. There’s a few whoppers. 2 Link to comment Share on other sites More sharing options...
CoastalWx Posted August 21 Share Posted August 21 19 minutes ago, TauntonBlizzard2013 said: We went to Winni yesterday… it was okay, weather again was bad. Feels like October here Well, where did you go? What did you do? I could tell you what to do. There’s a bunch of good restaurants, breweries stuff to do hikes all sorts of things. Link to comment Share on other sites More sharing options...
CoastalWx Posted August 21 Share Posted August 21 18 minutes ago, kdxken said: Exactly. Hmm interesting. Link to comment Share on other sites More sharing options...
Torch Tiger Posted August 21 Author Share Posted August 21 1 hour ago, kdxken said: Speaking of pines. I noticed this one today while working. 10 ft 8 inches in circumference. Would that be considered big in your neck of the woods? Growing up, we had plenty of gigantic pines like that in a new-development neighborhood. Not sure why the developers left them in, but Gloria took care of more than a few Crashing into homes Link to comment Share on other sites More sharing options...
Damage In Tolland Posted August 21 Share Posted August 21 Man looks like full Stein next 10 days with little to no rain chances . And once we get to the weekend 80’s to near 90 right thru day 10 with “some dews” 1 1 2 1 Link to comment Share on other sites More sharing options...
kdxken Posted August 21 Share Posted August 21 37 minutes ago, CoastalWx said: You need to give me a clear understanding about what you do and how you make a living. Do you have acres and acres of woods and just cut down wood to sell? This is the woods roughly, minus about 10 acres out front. I am pretty sure the circled pine is the one in the earlier picture. 3 Link to comment Share on other sites More sharing options...
RUNNAWAYICEBERG Posted August 21 Share Posted August 21 4 hours ago, HoarfrostHubb said: Yeah. Homeowners rarely covers flooding like this. Same happened in Leominster last Sept. FEMA stepped up big time but it took a while. my sister is still assessing damage The shit part is he said he couldn’t even get flood insurance because they are not in a flood zone. It wasn’t available to him. Does that even make sense? I may have heard that wrong. He’s a vet so it’s through ASA or something…I overheard when he was on the phone cursing them out. 1 Link to comment Share on other sites More sharing options...
met_fan Posted August 21 Share Posted August 21 Seems like, at least in MA, pretty much anyone can buy flood insurance, whether you’re in a flood zone or not. However, I am certainly no expert. Link to comment Share on other sites More sharing options...
ineedsnow Posted August 21 Share Posted August 21 5 hours ago, Damage In Tolland said: Tossed . Alone and wildly swinging op runs. Unless Ineedsnow got ahold of your phone Not the only model showing it now lol 1 Link to comment Share on other sites More sharing options...
TauntonBlizzard2013 Posted August 21 Share Posted August 21 Cleared for a bit 6 Link to comment Share on other sites More sharing options...
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