vortmax Posted August 24, 2020 Share Posted August 24, 2020 16 minutes ago, TugHillMatt said: Interesting discussion, guys. My wife works for an accounting firm and yesterday we were talking about the taxation of these unemployment checks. Without a doubt, people are going to spend their total income from these checks, and not put anything aside for when tax season comes. What will we do then? Print more money and bail them out??? Although it won't fix human greed, America needs to do a much better job at teaching its citizens, at a younger age, budgeting strategies. We spend, spend, spend...but so many don't know how to budget, save, and work with what they have. Sure, we need cash flow...but it needs to be cycled in a more responsible manner. I thought you could choose to have taxes automatically deducted from the checks. Link to comment Share on other sites More sharing options...
winter_rules Posted August 24, 2020 Share Posted August 24, 2020 13 minutes ago, Luke_Mages said: Hey...Iron plates and protein have gotten WAY more expensive lol We have seen our grocery bill explode this year. Whether it’s from supply and demand, price gouging (which is basically supply and demand, right?), one thing is for sure: Most prices that increased recently won’t go back to “pre-pandemic” levels ever again. Go up 15%, maybe go back down to the equivalent of “only” a 5-10% increase? Link to comment Share on other sites More sharing options...
TugHillMatt Posted August 24, 2020 Share Posted August 24, 2020 Just now, vortmax said: I thought you could choose to have taxes automatically deducted from the checks. You can. I am skeptical of some Americans being responsible enough in doing so...or they will choose not to just so they can find a way to be "saved" when tax season comes. Link to comment Share on other sites More sharing options...
vortmax Posted August 24, 2020 Share Posted August 24, 2020 Just now, TugHillMatt said: You can. I am skeptical of some Americans being responsible enough in doing so...or they will choose not to just so they can find a way to be "saved" when tax season comes. Agreed. It would be tempting to not do it for a larger check. Link to comment Share on other sites More sharing options...
TugHillMatt Posted August 24, 2020 Share Posted August 24, 2020 Just now, vortmax said: Agreed. It would be tempting to not do it for a larger check. Indeed! It's almost like a sale at a store where they say, "It's only $....." and then putting in tiny wording discussing taxes. So a person forgets about that. We need a big poster alongside these unemployment checks saying, "$300!!! But deduct some from that because of TAX." Link to comment Share on other sites More sharing options...
BuffaloWeather Posted August 24, 2020 Share Posted August 24, 2020 27 minutes ago, Luke_Mages said: Hey...Iron plates and protein have gotten WAY more expensive lol This is true along with Kayaks. I could sell mine today for double what I paid. Link to comment Share on other sites More sharing options...
BuffaloWeather Posted August 24, 2020 Share Posted August 24, 2020 15 minutes ago, vortmax said: I thought you could choose to have taxes automatically deducted from the checks. You can. This is what my wife did. 1 Link to comment Share on other sites More sharing options...
TugHillMatt Posted August 24, 2020 Share Posted August 24, 2020 2 minutes ago, BuffaloWeather said: You can. This is what my wife did. Way to go, Mrs. BW! Link to comment Share on other sites More sharing options...
TugHillMatt Posted August 24, 2020 Share Posted August 24, 2020 If FB Marketplace was an actual indicator of price drops or increases, I would say prices have gone WAAAAAY up....lol Scrolling through this weekend, I was surprised at how many things were being sold like JUST under their original sales price. I think this is an indicator though of just how many people may be selling things to try and make ends meet. 1 Link to comment Share on other sites More sharing options...
BuffaloWeather Posted August 24, 2020 Share Posted August 24, 2020 11 minutes ago, TugHillMatt said: Way to go, Mrs. BW! This was all me. I work in the field, she knows nothing about finance/business. She literally does not know anything of our financial situation. 3 Link to comment Share on other sites More sharing options...
knight_raven Posted August 24, 2020 Share Posted August 24, 2020 I had the taxes taken out as well. I knew that there would be a hell of a bill to pay if I didn’t. Hopefully, it covers what the costs of the year will add up to. Ive also saved the majority of the money as well. Not driving around for a few months saved me a decent amount and I have the best saving I’ve ever had. 2 Link to comment Share on other sites More sharing options...
TugHillMatt Posted August 24, 2020 Share Posted August 24, 2020 2 minutes ago, knight_raven said: I had the taxes taken out as well. I knew that there would be a hell of a bill to pay if I didn’t. Hopefully, it covers what the costs of the year will add up to. Ive also saved the majority of the money as well. Not driving around for a few months saved me a decent amount and I have the best saving I’ve ever had. Awesome! Thanks for sharing. My wife is the amazing budget person in our family and an Emergency Fund is so so important. A little plug: Dave Ramsey has many great tips that have helped many Americans get out of a financial crisis. 3 Link to comment Share on other sites More sharing options...
BuffaloWeather Posted August 24, 2020 Share Posted August 24, 2020 Heading up with a bunch of people to hike some more high peaks this weekend. We are going to backpacking for 3 days. We will be sleeping in hammocks. Conditions look quite cold up there this weekend. We are doing 5 more peaks, the Dix range. I'm thinking 30s on the high peaks. https://www.alltrails.com/trail/us/new-york/dix-range 4 Link to comment Share on other sites More sharing options...
BuffaloWeather Posted August 24, 2020 Share Posted August 24, 2020 11 minutes ago, TugHillMatt said: Awesome! Thanks for sharing. My wife is the amazing budget person in our family and an Emergency Fund is so so important. A little plug: Dave Ramsey has many great tips that have helped many Americans get out of a financial crisis. Just don't save too much. Make sure to live. I've seen so many death certs on my desk the last few months. Some of the craziest stories. Tomorrow is not guaranteed. Get out there and enjoy this planet! 2 Link to comment Share on other sites More sharing options...
TugHillMatt Posted August 24, 2020 Share Posted August 24, 2020 9 minutes ago, BuffaloWeather said: Just don't save too much. Make sure to live. I've seen so many death certs on my desk the last few months. Some of the craziest stories. Tomorrow is not guaranteed. Get out there and enjoy this planet! Good point! I know you definitely enjoy life. It's all in balance. I make some sacrifices to work at a job that I love but don't get paid very well...so money is not as readily available to spend on big things. My wife, being an amazing saver, finds it more challenging to get out and spend money on fun things. Some of that deals with her past of growing up in poverty though. Link to comment Share on other sites More sharing options...
BuffaloWeather Posted August 24, 2020 Share Posted August 24, 2020 10 minutes ago, TugHillMatt said: Good point! I know you definitely enjoy life. It's all in balance. I make some sacrifices to work at a job that I love but don't get paid very well...so money is not as readily available to spend on big things. My wife, being an amazing saver, finds it more challenging to get out and spend money on fun things. Some of that deals with her past of growing up in poverty though. Balance in everything. Always good to be frugal, have an Emergency fund, and save for retirement. But always spend money on things you enjoy and people you love. My moms on her way out at 55 years old. It came out of no where. I let my phone ring so she can leave voicemails. I want to listen to it when that day eventually comes. 4 Link to comment Share on other sites More sharing options...
TugHillMatt Posted August 24, 2020 Share Posted August 24, 2020 30 minutes ago, BuffaloWeather said: Balance in everything. Always good to be frugal, have an Emergency fund, and save for retirement. But always spend money on things you enjoy and people you love. My moms on her way out at 55 years old. It came out of no where. I let my phone ring so she can leave voicemails. I want to listen to it when that day eventually comes. Aw, I am so sorry and saddened to hear this. Is this related to her cancer journey or something else? I am a man of prayer and will be praying for peace and comfort for you and your family during this tough time. Regardless of what you believe or don't believe, please don't hesitate to shoot me a message. Life is so short and fleeting. 1 1 1 Link to comment Share on other sites More sharing options...
Buckeyes_Suck Posted August 24, 2020 Share Posted August 24, 2020 1 hour ago, TugHillMatt said: If FB Marketplace was an actual indicator of price drops or increases, I would say prices have gone WAAAAAY up....lol Scrolling through this weekend, I was surprised at how many things were being sold like JUST under their original sales price. I think this is an indicator though of just how many people may be selling things to try and make ends meet. Yea I was in the market for a 4 wheeler, they absolutely exploded in price right after the stimulus checks went out. 1 Link to comment Share on other sites More sharing options...
TugHillMatt Posted August 24, 2020 Share Posted August 24, 2020 7 minutes ago, Luke_Mages said: Yea I was in the market for a 4 wheeler, they absolutely exploded in price right after the stimulus checks went out. Did you end up finding one, or are did you decide to wait until things calm down a bit? Link to comment Share on other sites More sharing options...
Buckeyes_Suck Posted August 24, 2020 Share Posted August 24, 2020 Just now, TugHillMatt said: Did you end up finding one, or are did you decide to wait until things calm down a bit? Still looking. There was a can-am 400 that popped the other day for $500 that needed a new top end but someone beat me to it. Link to comment Share on other sites More sharing options...
Thinksnow18 Posted August 24, 2020 Share Posted August 24, 2020 Great conversation all...and possibly the best to come...from the AP, Reuters and others, it has been confirmed that a 31 yr old fron Hong Kong has officially contracted different strains of Covid- 19...this was done through research through labs that have identified new and different strain than the first virus contracted 4 mos ago. The man is asympotmatic and they are thrilled that the immune response acted just as it should in muting the New strain from developing further...if this has legs herd immunity or a vaccine of positive patients plasma may not be far off... 3 Link to comment Share on other sites More sharing options...
winter_rules Posted August 24, 2020 Share Posted August 24, 2020 1 hour ago, Luke_Mages said: Still looking. There was a can-am 400 that popped the other day for $500 that needed a new top end but someone beat me to it. I was looking for a little CRF50/70/110 for my 7yr old but they are so overpriced on the used market that he’ll be waiting a year. I plan to keep my eyes open over the next year or two when some of these ATVs/SxS/dirt bikes are for sale with hardly any use. Hoping to upgrade for cheap. Even thought of selling my 2001 Sportsman 500 right now while the market is up, but I can’t go a winter without it....it’s my firewood hauler. Link to comment Share on other sites More sharing options...
BuffaloWeather Posted August 25, 2020 Share Posted August 25, 2020 7 hours ago, TugHillMatt said: Aw, I am so sorry and saddened to hear this. Is this related to her cancer journey or something else? I am a man of prayer and will be praying for peace and comfort for you and your family during this tough time. Regardless of what you believe or don't believe, please don't hesitate to shoot me a message. Life is so short and fleeting. Yeah, her cancer came back and its not he best diagnoses so far. Shes gets chemo every 3 weeks and immunotherapy which is experimental treatment plan that is very expensive. Appreciate your thought and prayers! 5 Link to comment Share on other sites More sharing options...
BuffaloWeather Posted August 25, 2020 Share Posted August 25, 2020 I had the best workout of my life tonight. Went at around 830 and only 25 or so people in the entire gym. Everyone wore mask and wiped everything down. Feels good to be back! 3 Link to comment Share on other sites More sharing options...
TugHillMatt Posted August 25, 2020 Share Posted August 25, 2020 21 minutes ago, BuffaloWeather said: I had the best workout of my life tonight. Went at around 830 and only 25 or so people in the entire gym. Everyone wore mask and wiped everything down. Feels good to be back! The YMCA here in Baldwinsville...is on strictly reserved usage. You can make reservations to use the track, basketball courts and pool and they are doing "live stream classes" but I look forward to being able to actually go and use the facilities again. It is a very popular, newer Y, so I imagine it may be difficult to get a "slot" when they do open back up at a minimum capacity. 2 Link to comment Share on other sites More sharing options...
wolfie09 Posted August 25, 2020 Author Share Posted August 25, 2020 Oswego county confirmed cases.. 1-5 confirmed cases: Albion, Amboy, Boylston, Hannibal, Minetto, New Haven, Orwell, Palermo, Parish, Redfield, Sandy Creek, Williamstown 6-10 confirmed cases: Mexico, Oswego Town, West Monroe 11-20 confirmed cases: Constantia, Granby, Richland, Scriba, Volney 21-30 confirmed cases: Hastings, Schroeppel 31-40 confirmed cases: No municipality 41-50 confirmed cases: City of Oswego Over 50 confirmed cases: City of Fulton Link to comment Share on other sites More sharing options...
TugHillMatt Posted August 26, 2020 Share Posted August 26, 2020 Interesting that Fulton's is the highest. I know it's one of the more populated areas of the county....I wonder how much of it is impacted by commuters to the Syracuse area, or if more people in Fulton are ignoring guidelines. Perhaps the poorer health of people in the community? Link to comment Share on other sites More sharing options...
BuffaloWeather Posted August 26, 2020 Share Posted August 26, 2020 WNY has highest infection rate in the state at this moment. Link to comment Share on other sites More sharing options...
BuffaloWeather Posted August 30, 2020 Share Posted August 30, 2020 So we canceled our trip on Saturday to Dacks, but have off Monday so heading up tomorrow with the wife and dog to do Street and Nye. Will be my 15th peak and my dogs 10th! Here are one of the trails someone posted summer vs winter on reddit. Made me excited to do some mid winter high peaks. The snow depth up there is insane! Link to comment Share on other sites More sharing options...
BuffaloWeather Posted August 30, 2020 Share Posted August 30, 2020 My wifes entire law firm might close down. They're firing almost everyone. 200+ employees in 5 states. I'm so done with covid lockdowns and the destruction its causing. Open up everything. 1 Link to comment Share on other sites More sharing options...
.thumb.jpeg.b9e232a6b43e01b7eeee3144246db864.jpeg)
Recommended Posts
Create an account or sign in to comment
You need to be a member in order to leave a comment
Create an account
Sign up for a new account in our community. It's easy!
Register a new accountSign in
Already have an account? Sign in here.
Sign In Now