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Storm surge on the bay question - Where to buy?


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So I am considering purchasing a bay front house in the annapolis area, specifically the Highland Beach area. I believe I could get to DC for work in a bit over a half hour, traffic permitting.

 

My question is how at risk would I be from surge from a hurricane? If we got one of the big ones that we have discussed here would my house be gone? I admit once you have property in the game one becomes nervous.

 

Would buying on the northern shores of annapolis be more safe from surge? I am one that really loves being by the water, but I'd like to stay in this area so Annapolis seems to be my best bet. If not, I probably relocate to the Wilmington, NC area.

 

* I am not interested in the downtown area. I am looking for the safest surburb that is waterside *

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It would take much longer than a half hour to get to/from DC in rush hour. Probably more like 1.5-2 hours at best. I've been to Annapolis and back several times and it can be a pain even on a weekend.

Wouldn't be leaving during rush hour. Would be traveling at odd times as I don't need to leave the house much.

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