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March 2012........Happy Sping


Mr Torchey

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MA doesn't recognize common law marriages, like most other states.

http://www.malawforu...law-marriage-ma

Awesome!!!!!

j/k, we've got 2 kids and enjoy domestic bliss so having the piece of paper doesn't mean much to us. However, lately I've been thinking there might be some distinct legal advantages for my 'wife' if we were married. We aren't terribly motivated to do anything about it though. What would benefits would she and the kids enjoy if we were married? I'm thinking estate planning.

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Awesome!!!!!

j/k, we've got 2 kids and enjoy domestic bliss so having the piece of paper doesn't mean much to us. However, lately I've been thinking there might be some distinct legal advantages for my 'wife' if we were married. We aren't terribly motivated to do anything about it though. What would benefits would she and the kids enjoy if we were married? I'm thinking estate planning.

Money back from Uncle Sam is one reason.

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Awesome!!!!!

j/k, we've got 2 kids and enjoy domestic bliss so having the piece of paper doesn't mean much to us. However, lately I've been thinking there might be some distinct legal advantages for my 'wife' if we were married. We aren't terribly motivated to do anything about it though. What would benefits would she and the kids enjoy if we were married? I'm thinking estate planning.

Been there, done that (without the kids).... put a ring on her finger, dude... seriously. Right now she will find another at any time and you will lose everything when she does.

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Awesome!!!!!

j/k, we've got 2 kids and enjoy domestic bliss so having the piece of paper doesn't mean much to us. However, lately I've been thinking there might be some distinct legal advantages for my 'wife' if we were married. We aren't terribly motivated to do anything about it though. What would benefits would she and the kids enjoy if we were married? I'm thinking estate planning.

taxed galore

you should speak with a MA estate planning atty and every state is different for all the benes, but I'm certain it is many

you can always be a prenup before the ceremony

in all honesty, she and the children will get ripped by state taxes if you have any sort of estate

ok, I'll stop...

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Been there, done that (without the kids).... put a ring on her finger, dude... seriously. Right now she will find another at any time and you will lose everything when she does.

Thanks for the advice Sean. We're solid. Best friends and everything. I'm not worried about her bolting after 13yrs together. If she did it would be cool to get back out there to see if I still have my A game.lol "Hey baby, what's your sign?"

taxed galore

you should speak with a MA estate planning atty and every state is different for all the benes, but I'm certain it is many

you can always be a prenup before the ceremony

in all honesty, she and the children will get ripped by state taxes if you have any sort of estate

ok, I'll stop...

Good advice. I'm not worried about a prenup but speaking with an estate planning attorney seems like something should do. The commonwealth of MAss already gets too much money from me, I wouldn't want them to sieze more.

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lol @ everyone givin pete relationship advice....pete's done pretty well makin decisions for himself so....and he's no dummy ....so i think pete wil stick with pete ....

zucks ....why you torch so ezily compare to other's like hubbdave even? lol jk

No, I actually appreciate the advice. It's nice to have civil exchanges with some MA folks as well. One thing I've learned is it never hurts to gather info from as many sources as you can. I still think and act like I'm 25 and not 46. Sometimes that's a good thing but in estate/financial matters probably not so much.

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No, I actually appreciate the advice. It's nice to have civil exchanges with some MA folks as well. One thing I've learned is it never hurts to gather info from as many sources as you can. I still think and act like I'm 25 and not 46. Sometimes that's a good thing but in estate/financial matters probably not so much.

i really don't know much about anything...but you live an active lifestyle, and some of the sports you partake in could actually end in death...is your partner in crime or kids your beneficiary of your life insurance policy? who's name is the house in? i was just thinking the only time it might really benefit you two to be legally married is if you died and left her to raise two kids alone...since she is a sahm, it would be difficult for her to get back into the work force and earn a decent wage to suport herself and the kids and a place to live...if y'all have a plan in place for such events, then who the hell cares if you're married or not...i believe you when you say you love your partner in crime.

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Awesome!!!!!

j/k, we've got 2 kids and enjoy domestic bliss so having the piece of paper doesn't mean much to us. However, lately I've been thinking there might be some distinct legal advantages for my 'wife' if we were married. We aren't terribly motivated to do anything about it though. What would benefits would she and the kids enjoy if we were married? I'm thinking estate planning.

I've thought about this some, for obvious reasons. One big issue is the social security/gov't benefits if you die first...there are also tax benefits due to higher income limits. Will she have unimpeded access to your money should you die or could other legal heirs get it? You should think about medical decisions....if she is not your wife will she have the needed access if you are severely injured? You can cover some of that with powers of attorney etc. You should get with an estate planning attorney

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i really don't know much about anything...but you live an active lifestyle, and some of the sports you partake in could actually end in death...is your partner in crime or kids your beneficiary of your life insurance policy? who's name is the house in? i was just thinking the only time it might really benefit you two to be legally married is if you died and left her to raise two kids alone...since she is a sahm, it would be difficult for her to get back into the work force and earn a decent wage to suport herself and the kids and a place to live...if y'all have a plan in place for such events, then who the hell cares if you're married or not...i believe you when you say you love your partner in crime.

I was required to acquire a life insurance policy as a prerequisite for continuing my skiing adventures by my mate. So the family would be well taken care of in that respect. My wife has a masters degree in education and has worked as a teacher, however, we decided that it would best serve our young children for her to be a stay at home mom for now. I don't think she'd have much trouble finding work.We've been together for a long time and it's still awesome. I got very lucky when I met her. It would have been very easy for the Fates to have let us miss each other. I often feel like the lottery winner that thinks," What if I had never bought that ticket?" yep, damn lucky.

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I've thought about this some, for obvious reasons. One big issue is the social security/gov't benefits if you die first...there are also tax benefits due to higher income limits. Will she have unimpeded access to your money should you die or could other legal heirs get it? You should think about medical decisions....if she is not your wife will she have the needed access if you are severely injured? You can cover some of that with powers of attorney etc. You should get with an estate planning attorney

Funny, just listened to a finance show on the radio this afternoon and they talked about this very point. God, this is heavy sh*t. We should probably go back to the weather before we're admonished. I know a good estate planning attorney. I'm going to call her Monday morning. I hope I make it until then.lol

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Funny, just listened to a finance show on the radio this afternoon and they talked about this very point. God, this is heavy sh*t. We should probably go back to the weather before we're admonished. I know a good estate planning attorney. I'm going to call her Monday morning. I hope I make it until then.lol

dang... now i'm totally thinking about deep ****...since you aren't married, neither one of you will have medical rights for the other in the case of life support or DNR...that would fall to your parents or your siblings...if she dies (if her parents are still alive) they could fight for custody of the kids and vice versa...

dang you def gotta do some estate planning and POA...

or go down to the courthouse and get signature on a piece of paper, and a lot of those issues will clear right up...interesting to think about all that stuff...

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oh, weather...that's right...so the sun came out today after 4pm...temp went up like a rocket...not sure how long they have been here because i just got back a week ago but the Redwinged Blackbirds are flocking and making a raucous...and maple sugar season started about a month early...

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In NY, if you died suddenly, the intestate law would split everything you have between the two kids and your partner would get nothing...

Unless you have legally defined jointly owned property...example: you own a house and it is in both names on the deed, or you have investments and they are explicitly in both names.

Of course if you make up a will and specify that she is your sole heir and beneficiary then that takes care if it all anyway. Truthfully you don't even need an attorney to make a simple will if its just gonna make her the residuary beneficiary. So many wills on file at the probate court to use as an example and just make sure its signed before two legit. witnesses.

But I'm only speaking for NY.

Edit: and if the life insurance policy names her as the beneficiary obviously it would go to her. But yeah that's a sticky issue should you be incapacitated, etc. medically, your parents would be the ones that would have the final say since you technically don't have a spouse and the kids are still minors.

I file as head of household and my wife is a stay at home mom right now so I'm not sure there is any real tax advantage at this point.

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Snowing nicely this morning and NWS point 'n click forecast has 3-7" over the next 36 hours. Snow globe snow right now. We can thank that storm moving off the SNE coast for tightening the NW flow and the upper level low moving overhead. This should put me over 100" on the season at 800ft.

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I wonder if some spots can sneak a winter wx event out of that trough for the end of the week.

It would be nice if the nrn and srn streams didn't remain so separate. I keep hoping the overnight models have something interesting when I get up. Euro op looked interesting for NNE.

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