Opinion. Now some anecdotal information. I have 3 kids. My oldest 2 did not go to college. But they worked from an early age and are each making more $$ than I ever made-hint-my retirement income is probably higher than most people’s regular on this bb so that’s no small statement. My youngest worked from hs, opened up a Roth with her part time job in college, started a portfolio on he own. Boomers and every other generation teach by example. I worked really hard for 50 years. But each of my kids was not allowed to sit around and do nothing. Nor did they want to. Generational blaming is pointless.