Did you mean January 2022? I have to say our financial guys are great. Pulling monthly mrd but total is holding its own. Of course we’re in different life stages. At your age I lost and gained a lot and multiple times but it was abstract. Now 50% is income producing gaining guaranteed year to year but I don’t plan to turn it on until my wife is in her 70s at the earliest. Right now with side gigs, pension, ssn, mrd our income is well above what it was before retirement.
I went to a meeting at the seaport convention center on Monday. Probably 98% without masks. People are over it and managing their personal risk based on their situation.