Mine is not, because I decided a while back that the risk (fall of an all-time high market) was not worth the reward for me, so I went into stable value funds. But, I am concerned for every one else that may face an uncertain future. I'm using this as an opportunity to begin buying shares in stock funds again, although my company just suspended matching funds until the end of the year. I'm lucky so far; I still have a job, but I'm sure bonuses for this year are gone.
Better. Well, what is the mortality rate in your hypothetical scenario?