We get nailed a lot less than you think. Rarely do we jackpot on coastals or even close to it. We tend to pile up our 70 inches by adding small events that you don't get down there. Every once in a while we do really well in a coastal, i.e. Jan 201 or Oct 2011 but usually it is you down there over to ORH that gets the best, and then the crazy deform that always ends up in VT and ENY.