Could be, I live on a small dead end street with 5 houses, we all help each other and lend tools, I've borrowed my neighbors snow blower when mine was down and I've lent mine out now that I have a good one among other tools.
One of my aunts had boxes full of dividend checks, they were only a few dollars each but she thought they were statements and not checks and never cashed them. Not sure how much it ended up but it was gone.
I was only 16 but I swear all the mets on the major networks before the blizzard of 78 said it was a huge storm but was just going to graze us, the next morning was different but I remember going to bed disappointed.
Used to like the day when the mets at 11 would predict light snows 1-3 inches and we'd end up with 18 inches. Those days are over I think but when I was a kid I always went to bed hoping they were wrong.
One of the guys I know does that does it has thousands of airline miles, he has property in Florida that he goes back and forth to 5-6 times and year and I think he said it cost him $29, not sure of that's a tax or what but he has enough accumulated for years.
So what do you get by doing this, I know its a simple way to take care of bills and just pay one fat payment a month, I've been intrigued by it but never looked into it.