My partner did that in a tournament, the ball landed on the edge of the cup, took a big chunk of dirt off the edge and stayed a couple inches away. Came damn close to landing in the cup on the fly.
It does involve a little luck. First time I played gold I was a young skinny kid, used a wood for a 125 yard hold, hit a ground ball that missed the cup by an inch. Closest I've come since.
There was an April in the early 90s, I think 91 where we had 90s at the beginning of April. I had just bought a bass boat and was thrilled to be able to take it out so early in the year.
So, at worst you'd get an ice-cold dunk and drag your ass to shore. I friend of mine fell through ice and the water was about 5-6 feet, we dragged him out, problem was it was single digits and his clothes turned to ice taking him home.