The last local hurricane decades ago, while large, was never more than a Cat 2 in the Gulf, and produced a significant surge. Weakening from 115 kt to 80 kt just before landfall, with NHC suggesting a large circulation, into a concave shaped coastline, would, to me, suggest a big surge.
If it plays out by NHC forecast. I guess it could be a 70 knot hurricane this time tomorrow. But 45 knots now looks generous based on satellite and recon. CIMSS ADT suggests higher than eyeballing IR and recon, so I could be wrong.