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WhitinsvilleWX

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Everything posted by WhitinsvilleWX

  1. You'd pay the 114, which is the negotiated price.
  2. I have one. The premium is about a third, like you said. I’m on a family plan and the deductible is $3500. So it’s $3500 out of my pocket until any insurance kicks in. The company gives me $2800 cash to help with the deductible deposited in the HSA. So it works out to be only $700 out of my pocket. Even at that, it’s still much cheaper than the premium for the straight PPO. The only catch is my company pays the HSA account every 2 weeks throughout the year. So their part gets stretched out across 12 months. If you have a big medical bill early in the year, you’ll need to have enough to pay it up front (up to the total deductible) since you probably won’t have enough in the HSA account to pay the bill until later in the year. But once the deductible is met, it’s generally 90/10 until you hit the max total out of pocket. I think mine is $4800. Then the insurance kicks in 100%. I ran into that with the kidney stone last April. The ER bill was $14,000. I had to come up with around $2000 to make up the difference because my HSA didn’t have enough. But I ran the $2000 through the HSA and deducted it from my taxes.
  3. Honestly never thought about it before and I’m not likely to in the future. But then again I was raised on a farm. I used to cut bull calves with a pocket knife bare handed, washed my hands in a cow water trough and then made a baloney sandwich on the tail gate of the truck using my finger to spread the mustard on the Wonder. Farm kids are immune to most shit. I’ve eaten enough dirt on a dusty tractor to fill a deuce and a half dump truck.
  4. I saw a lady at Kohl’s yesterday washing down the cart handle. That’s ok. Whatever makes her feel better.
  5. That’s good. Our school didn’t do science lab this year. At least we were face to face in school the whole year. I’m forever greatfull.
  6. Yes, basically. Until Covid ran them out of business, there was a bar down Mass Ave called The People's Republik I was walking down Mass Ave a couple years ago on my way to get something to eat. I saw a guy I work with coming out of this joint: https://www.centerformarxisteducation.org/
  7. Their regs are tight. One of the women who works for me is the lab safety officer. She works with our EHS group. Dealing with the fire dept and the haz waste folks are tough. Worse than Boston, for sure.
  8. I'm surprised Cambridge and Somerville aren't right there with them. Hopefully Cambridge will follow the states timeline. My company wouldn't take a dump unless Cambridge gave them permission. We had to buy the city off with all kinds of extorted money for pet projects just to get a permit for a new building a few years ago. I'm sure Boston is the same way.
  9. You can pick any snapshot in time and make any argument you wish. But you have to be blind and not see that lockdown states didn't do any better over the long haul than others. I said it back in April of 2020 on this board, the curve is what it is. Whether you delay the inevitable, or rip off the bandage. Not interested in debating it with you honestly.
  10. I think the oaks are about a week or so behind where I live. I go by how bad the pollen strings are in the pool. I'm usually finished with that mess by the 10th or so. They're still dropping.
  11. That's the issue in my mind. And..it was "follow the science" when it suited a particular agenda. Most MDs and PhD's that I know new exactly what the CDC is saying now. But the corporate media get their news from blue check twitter doctors. Whether people realize it or nor, we've had a huge experiment with nice controls. Florida and Texas were the control and the null hypothesis turned out to be true. p>0.05. To me, the number one, overriding thing that cause the mass hysteria, masking, closures, lockdowns and the overall mayhem was the idea of total asymptomatic spread. Was BS then, is BS now. The idea that 40-50% of all cases were being spread by people running around the population totally healthy that didn't know they had it was ludicrous. And any scientist/medical doctor who went along with that notion was/is a dishonest fool. My biggest regret in all this, beyond keeping business shuttered, beyond the kids on Zoom for a year, was the nursing home carnage. That was a travesty of the highest order. That didn't need to happen on the scale that it did.
  12. Turn your head and have your wife do it
  13. Honestly it would feel 1000% better if you lanced it and let it drain.
  14. Once the infection clears, you’re better off getting it fixed. If they know what they are doing, they won’t take off much nail. Just down the side. Kill the nail bed on the edge with some phenol and you’ll never know it was done. I’ve done a bunch when I worked part time at a clinic. The number of women who came in with them because they wore tight, pointy toe, ill fitting heels was incredible. Or got bad pedicures.
  15. Tooth is worse IMO. But yea, an earache sux
  16. That about right for sone thing like that. If it’s ingrown you’re better off getting it taken care of. Infections in the feet need to be attended to pretty quickly.
  17. You can take up to 4 grams a day. Depends on the type and location if infection. 2 grams is a fairly good dose, but nowhere near the top range. For an ear infection, 1 gram would work fine. For a dental infection I’d use 3-4 grams. But for dental I’d use Clindamycin instead.
  18. My dad has dropped phone in the ocean. He still goes fishing in the inter coastal in his boat. He carries a Trac Phone flip in the boat instead of his iPhone. If he loses it in the water, he hasn’t lost much.
  19. All of New England has stopped it except for Massachusetts. Not sure what Charlie Parker is waiting on. I expect him to announce a drop tomorrow.
  20. Not according to this Your link is old. That May 19th directive was put out before the CDC made their statement late last week. Connecticut is done Wednesday. https://www.google.com/amp/s/ctmirror.org/2021/05/13/fully-vaccinated-ct-residents-wont-be-required-to-wear-masks-indoors-starting-may-19/amp/%3ffbclid=IwAR1sURfFA2dc6AVneiGuxKiSDOKzDlNHQwT-cbp_IWO-bF9XQYezYKPvKoc
  21. Eck had to tell Ellis what a pair of shoes was the other nigh
  22. Yea, that sucked. BTW, what do you think of Ellis Burkes? I’ve thought he’s done a really good job. Not sure how he would do by himself without Remy or Eck, but I’ve been pretty impressed.
  23. Maine’s indoor mask mandate goes away a week from Monday. Not sure why they need to wait but whatever. Rhode Island ends on Tuesday, Connecticut on Wednesday, and Vermont dropped theirs last Friday. I expect Baker to follow suit and drop it in a few days. At this point, there’s no reason not to fully reopen. Kinda like the Berlin Wall coming down. People milled around for a few hours after it was announced that free travel could commence. Next thing you knew a couple East Germans got some sledge hammers and that was the end of that.
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