Nah, its not insensitive. Its having hope that the worst is behind us and the measures people are taking has helped slow things from being worse. Yes, these deaths are tragic and many are losing loved ones.
What's insensitive is trying to rationalize and justify a certain number of deaths that are acceptable just so things can get reopened sooner. Not you doing that but rumblings are beginning. Its easy to have a cavalier attitude about it when you have the means to limit risk. And no one is 100% invincible to it. A person that gets it might be lucky and do ok but its not guaranteed.
i know I don't want to get it and take that chance. Wife, kids, friends might be a little sad if I croak.