There are climo hot spots, like the Yucatan peninsula, and Bahamas, and then other areas that while at risk in a general sense, are not so climo favored.
FL to me a bit like the lower windard islands in that most severe storms in the area veer north and east of them.
Its like our local snow climo....we all get nailed in a general sense, but then you have the ORH hills, etc.